When it comes to double coverage, and we submit a claim to the primary insurance first, does this always mean medical coverage? I remember hearing that Primary means medical? How does this come into play in the dental field? We see pt’s in our private practice as well as in hospital out-pt OR setting when necessary.Thank you for any clarification.

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  • When it comes to double coverage, and we submit a claim to the primary insurance first, does this always mean medical coverage? I remember hearing that Primary means medical? How does this come into play in the dental field? We see pt's in our private practice as well as in hospital out-pt OR setting when necessary.Thank you for any clarification.

When it comes to double coverage, and we submit a claim to the primary insurance first, does this always mean medical coverage? I remember hearing that Primary means medical? How does this come into play in the dental field? We see pt’s in our private practice as well as in hospital out-pt OR setting when necessary.Thank you for any clarification.

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Asked on February 4, 2013
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If a patient (child) has dual insurace meaning they have two dental plans the primary insurance will depend on several factors.
1. Who's birthday falls first mother or father
2. Who's plan has been in effect the longest
3. Is there a court order determining custody and insurance
In order to find the answer you must first figure out the three questions listed above and read about the "birthday rule" to determine order of benefits coverage.

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Answered on February 5, 2013
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