COB with supplementary plans

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COB with supplementary plans

COB with supplementary plans

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If a patient has a primary plan either through an employer or the open market, will as supplementary plan like AFLAC or Colonial Life with no COB be listed as secondary? I just would like some clarification. COB has rules but when there is no COB some direction is helpful.

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Asked on February 4, 2024

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Supplemental plans will be secondary. They usually pay regardless of any primary payments received and do not coordinate.

(Jenny at February 4, 2024)

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Thank you, That is what I thought. It is always good to have validation.

(hhannawood at February 5, 2024)

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Typically the plan that has been in place longer is primary.

(Katie P. at February 18, 2024)

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